TSP login for secure online access. For Thrift Savings Plan (TSP) Login you must be a TSP account holder. Here are the login procedures.
The Thrift Savings Plan (TSP) is a defined contribution plan for United States civil service employees and retirees as well as for members of the uniformed services. The TSP offers investors 10 funds in which to invest. Five are individual funds (one dealing with government bonds and the other four tracking specific market indices) while the other five are “Lifecycle Funds” designed to professionally change the allocation mix of investments among the individual funds during various stages of the employee’s federal service.. To get all its services, you need a TSP account first and then log in to your account. In this guide, you will get all the proper information about how to log in.
How to TSP Login ?
To Log In you must be a TSP account holder. If you already are, then it takes a few moments to log in. Here are the procedures.
You’ll need to enter:
- Your TSP account number, which was mailed to you,
- Your user ID – the number you create yourself to use instead of your account number in online transactions.
- Your Web password. This will either be the password that was mailed to you, a temporary one that a Participant Service Representative (PSR) provided to you, or one that you created yourself when you were logged into your account. If it is the first time logging into your account with the password that was mailed to you or provided by a PSR, you will be prompted to create a new one of your choice.
Visit this secure link for TSP login directly : https://www.tsp.gov/tsp/login.html
When you become a TSP participant, you will receive:
- A 13-digit TSP account number – the primary means of identifying your account. Once you have logged into your account on the website, you can create a customized user ID to use instead of your account number for Web transactions;
- A Web password to access your account on the website; and
- A 4-digit Personal Identification Number (PIN), which you will use to access your account on the ThriftLine (1-TSP-YOU-FRST).
Forgot your account number or user ID?
If you have forgotten your account number, you must ask the TSP to send it to you. For security reasons, you cannot receive this number via email or over the telephone. If you have forgotten your user ID, but still have access to your account number, use the account number to access your account and then create another user ID. You can use your account number and user ID interchangeably to log into your account.
Forgot your password?
If you have forgotten your TSP-issued password or a password that you created, you may either ask the TSP to mail you another one or you may call 1-877-968-3778, choose option 3 to speak to a Participant Service Representative, and request that your password be reset.
- The TSP’s management costs are very low.
- The TSP’s investment options are simple but comprehensive.
- The TSP offers the same opportunities to save as 401(k) plans
- The TSP gives some federal workers matching contributions
Those under age 50 could save up to $18,000 in 2016 in the TSP, while those 50 and older could add an extra $6,000, maxing out at $24,000 in total. TSPs also offer flexibility by allowing in-service loans. Loans can be up to $50,000 and can have terms of up to five years for general purpose loans or up to 15 years for loans tied to purchasing your primary residence. In addition, you have a full range of withdrawal options, including lump sum payments and annuitized monthly payments that will continue throughout your lifetime. So you should become a TSP member today and get benefited like others.